Comprehensive Loan Solutions

Our loan products are designed to support asset finance/business expansion for both existing and new clients with a focus on relatively short-term financing/Revolving fund. This loan product offers a combination of short-term business expansion financing with a fast approval and disbursement process. It’s structured to ensure both the lender and borrower have a clear understanding of expectations, supported by thorough due diligence and risk management practices.

Choose Your Perfect Loan

Compare our loan products side by side to find the one that best matches your needs, timeline, and financial situation.

Same Day Credit Mobile Loan

Instant mobile loans for urgent needs

Loan Amount: KES 1,000 - 30,000

Processing Time: 1 day

Repayment Period: 1 month

Business Growth

Asset Finance Loan

Fund your business equipment and assets

Loan Amount: KES 50,000 - 800,000

Processing Time: 1 day

Repayment Period: up to 18 months

Life Impact

Impact Installment Loan

Long-term loans for life-changing investments

Loan Amount: KES 20,000 - 1,000,000

Processing Time: 1 day

Repayment Period: up to 18 months

Same Day Credit Mobile Loan

Instant mobile loans for urgent needs

Loan Features

Loan Amount: KES 1,000 - 30,000

Processing Time: 1 day

Repayment Period: 1 month

No collateral required

Mobile money integration with M-Pesa

Flexible Repayment Options

We understand that every financial situation is unique. That's why we offer multiple repayment options to ensure you can comfortably manage your loan obligations.

Repayment Options for Same Day Credit Mobile Loan

M-Pesa automatic deduction

Bank transfer to our account

Agent banking networks

Partial payments allowed

Ready to Get Started?

Join thousands of satisfied customers who have achieved their financial goals with SAME DAY CREDIT. Apply today and take the first step towards financial empowerment.

Loan Requirements & Eligibility

To ensure a smooth loan application process, please review the required documentation and eligibility criteria below. Having all necessary documents ready will help expedite your application approval.

Individual/Small Business Borrowers

Duly executed loan application and guarantor forms

M-Pesa/Bank statements

PIN Certificate and National ID (Original)

Certificate of registration for registered enterprises

Site and business visits

Business license

Business photo with staff (BM and Loan Officers)

Chattels mortgage forms

Motor vehicle valuation report and proof of ownership

Limited Liability Companies

Copy of Memorandum and Articles of Association

Directors' PIN and ID numbers (Original)

Board resolution to borrow

Certificate of incorporation and CR12 from the Registrar of Companies

Annual returns or confirmation from the Registrar

CRB reports to establish the creditworthiness of both the company and the directors

Motor vehicle valuation report and proof of ownership

Eligibility Criteria

Nationality: Kenyan Citizen

Proof of Ability to Repay: Business cash flows

CRB Report: Must show a good repayment history or have a certificate of clearance

Security: Motor vehicle as security

Insurance: 1-year comprehensive insurance for the motor vehicle

Important Notice

• All documents must be original or certified copies

• Applications with incomplete documentation will be returned

• Processing time may vary based on document completeness

• Our loan officers are available to assist with document preparation